Mobile wallets allow us to make bill payments, mobile recharge, transfer funds and a lot more using mobile. With e-Wallet apps installed on your mobile, you are no need of carrying cash. In this post, I will list download 10 mobile wallet apps in India to make online payments.
1. PayTM :
PayTM is one of the best digital wallets to make payments. It allows you to add your Credit/Debit cards and link your bank account to it. Make use of QR code to send and receive payments easily. PayTM mobile wallet allows you to buy movie tickets, online mobile recharge, pay electricity bills and more from your mobile. It is available for Android, iOS, and Windows Mobile Phone.
2. Mobikwik :
Mobikwik is another versatile & secure app that allows you to pay or transfer money using the mobile number. It allows you to make mobile recharge and pay bills in seconds. Use Mobikwik mobile wallet and buy anything online with good discounts. Making bill payments, mobile recharge, shopping and more has become easy with Mobikwik mobile wallet. It is available for Android, iOS and Windows Phone.
3. FreeCharge :
FreeCharge e-Wallet allows you to add credit and debit cards which make it easy to make payments. It is the fastest growing digital payment platform allowing you to pay electricity bills, mobile and DTH recharge and more. Use FreeCharge mobile wallet and avoid long queues. It makes us easy to make online and digital payments securely using mobile. FreeCharge is available for Android, iOS and Windows Phone.
4. State Bank Buddy :
State Bank Buddy by State Bank of India is the first Indian mobile wallet available in 13 Indian languages. Using this sending money, asking reminders to clear dues, instant bill payments and more from your mobile. Sate Bank Buddy mobile wallet helps you to do so by linking your credit or debit cards to it. It allows you to load amount into your wallet and make payments to your contacts on phone book. It is available for Android and iOS.
5. HDFC PayZapp :
PayZapp from HDFC Nabk is available to customers of all banks and allows you to make payments with just a single click. Make payments easily by adding credit or debit card details. Your card details are safe with the bank and no need to worry about that. PayZapp mobile wallet does three security checks for every transaction. It is available for Android and iOS.
6. ICICI Pockets :
Pockets app is the first mobile wallet app in India allows you bring UPI-based payments. ICICI developed this mobile wallet, and it helps you to make payments online. Now you can shop anywhere, pay anyone and bank with ease. It allows you to transfer money, book tickets, do mobile recharge and more. With just a single click, sending and receiving payments to and from Pocket users. It is available for Android and iOS.
7. PhonePe :
PhonePe from Flipkart Group Company works over Unified Payment Interface. It allows you to make all your payments securely. You can make bank to bank transfers using Virtual Payment Address. As it is a UPI app, there is no need to add details of the beneficiary account. PhonePe mobile wallet provides you discounts and coupons when you shop online. You can top up your mobile wallet by linking it to your bank account and allows you to transact maximum up to 1 lakh rupees. Make sure you install this e-wallet in your mobile and make payments online. It is available for Android.
8. Ola Money :
Ola Money allows you to make payments for all your daily needs. Recharge Ola Money wallet using your credit/debit card or net banking. Keep track of your transactions by looking at transaction history. Paying for the Ola and other cabs also made easy using this mobile wallet. Ola Money mobile wallet helps you to transfer money to your friends. It is available for Android and iOS.
9. Airtel Money :
Airtel Money wallet got launched by Airtel Payments Bank. Make payments, do mobile recharge and transfer money to your friends of any bank account using this mobile wallet. You can shop online with great discounts and coupons. Banking and remittance services are supported by Airtel Money. With this e-Wallet app, you can make payments with just a single click. It is available for Android, iOS and Windows Mobile Phone.
10. Citi MasterPass :
Citi MasterPass, a free digital wallet, helps make checking out while online shopping a speedier process. Once you’ve stored all your payment and shipping details in your Citi Wallet, simply click on the MasterPass button and it will take care of the rest. Official Website.
11. Citrus Pay :
Citrus Pay, one of the top e-wallets in India, it offers a Citrus wallet for customers as well as payment solutions to businesses. With a strong base of 800 million customers, it has definitely earned its spot as one of the best mobile wallets in India. Official Website.
12. Ezetap :
Ezetap, a Bangalore based digital payment solution founded in 2011, offers business owners solutions to accept card payments via electronic devices. It also send customers e-receipts through an SMS or email. Official Website.
13. JioMoney :
JioMoney, launched recently in 2016 by Jio, is a digital payment app. With JioMoney, one can receive great discounts and offers. Users can also bookmark their frequently visited retailers so shopping can be made quicker than usual. Official Website.
14. Juspay :
JusPay Safe is a payment browser with over 650+ transactions in a day. They offer a browser with which users can make payments quickly via cards with 2 clicks. Official Website.
LIME, launched by AXIS in 2015, was the first mobile app in India to integrate wallets, shopping, payments, and banking. Apart from the usual features like making payments, they also let you analyze what you spend. With a cool feature that rounds up all your change and invest in a deposit and a shared wallet tool, they’ve definitely earned their spot in the top list of mobile wallets in India. Official Website.
MomoeXpress, a Bangalore based digital wallet in India, claims to have the fastest checkout system. Though they’re only available in Bangalore, they have a wide range of solutions they offer to residents on the city. From paying for your rickshaw ride to salons & spas, there are over 3000 outlets available at your disposal. Official Website.
17. MoneyonMobile :
MoneyOnMobile, authorized by the Reserve Bank of India, enables users to buy goods, products, and services from registered merchants. It’s a multilingual app that reaches remote areas of the country to millions of users making online payments available to a wide population. Official Website.
18. Mswipe :
Mswipe, the first mobile point-of-sales solution in India was founded in 2012. They don’t exactly offer an app, but they do provide a machine that can be attached to your mobile device to accept card payments. This may not be a digital wallet app but it does support going cashless. Official Website.
19. Oxigen :
Oxigen, a FinTech company founded in July 2004, is one of the major providers of digital payment in India. Along with making online purchases and paying bills, you can also send gift cards to your dear ones. Official Website.
PayMate, founded in 2006 by Ajay Adiseshann, launched PayPOS in 2012, an app for small business owners to receive payments conveniently via debit cards and credit cards and also process electronic transactions. Official Website.
21.Vodafone Mpesa :
m-pesa claims to be a fast, secure and convenient way to transact on mobile brought to you by Vodafone, through its wholly owned subsidiary Vodafone m-pesa Limited (VMPL) in association with ICICI Bank. It has been authorized by Reserve Bank of India (RBI). Official Website.
22. mRupee :
It is semi closed wallet and it is licensed by RBI. Over the last couple of years, people have used mRupee to pay postpaid and landline payments, gas and electricity bills, sending money to their loved ones and recharging mobile phones. You can also use this digital wallet to book your bus tickets, pay your LIC premium, and make IRCTC bookings. You also have easy access to transaction history and mini statement. Official Website.
23. Itz Cash :
Launched in 2006, Itz Cash Card Ltd., is India’s first ever “Multi Service Prepaid Card company” and the leader in this sector. Introduced by the highly diversified Essel Group – a business conglomerate, having businesses in Media and Entertainment, (Zee Network), Tourism and Amusement, (Essel world & Water Kingdom), Packaging, (Essel Propack), Publishing(DNA), and Satellite entertainment (Dish TV). ItzCash is another successful venture that has innovated the entire paradigm of payment solutions across the web and the mobile. ItzCash Card offers a portfolio of customized e-commerce and m-commerce solutions in the B2B & B2C space. Official Website.
24. BHIM App :
BHIM (Bharat Interface for Money) is a Mobile App developed by National Payments Corporation of India (NPCI), based on the Unified Payment Interface (UPI). It was launched by Narendra Modi, the Prime Minister of India, at a Digi Dhan mela at Talkatora Stadium in New Delhi on 30 December 2016. It has been named after Dr. Bhimrao R. Ambedkar and is intended to facilitate e-payments directly through banks and as part of the 2016 Indian banknote demonetisation and drive towards cashless transactions.Official Website.
25. FT Cash :
FT Cash is a financial technology venture that supports micro-merchants, small businesses, and retail chains through mobile payments. Its aim is to enables instant offline transactions by gathering all payment gateways, including credit cards, debit cards, and mobile wallets under one channel. Official Website.
26. Trupay :
Gurugram-based fintech startup, Trupay is based on Unified Payment Interface (UPI). It claims to be India’s first private sector company in India to do so. RBI, in conjunction with the National Payments Corporation of India (NPCI), recently launched the UPI payments platform in India. Official Website.